Global Regulatory and Legal Disclosures

Monroe Financial Partners ("MFP") is a registered broker-dealer and registered investment adviser with the U.S. Securities and Exchange Commission ("SEC") and a member of the Financial Industry Regulatory Authority ("FINRA") and the Securities Investor Protection Corporation ("SIPC"). These disclosures apply to all data, models or modeling, information from back-testing, communications, videos, publications, speaking engagements, and all written materials in any format whatsoever, whether related to services or otherwise (collectively, "information") to you from MFP and are intended only for institutional investors as defined by FINRA Rule 2210(a)(4), qualified institutional buyers as defined in Rule 144A under the Securities Act of 1933, as amended; a "Professional Investor" as defined in the Securities and Futures Ordinance (the "SFO") and /or the Securities and Futures (Professional Investor) Rule ("Professional Investor Rules") and / or the SFC's Code of Conduct for Persons Licensed by or Registered with the Securities and Futures Commission ("Code of Conduct"); or a "per se professional client" or an "elective professional client" as defined by the FCA's Conduct of Business Rules. You should notify us immediately if, at any point in time, you consider that you would no longer fall within one of the above definitions of an institutional or professional investor/client.

Personal Use Only. All information contained herein shall only be used by the recipient for his/her own personal reference. Any other use, including any disclosure or distribution to of any information to any third party, requires the express written permission of MFP.

For Informational Purposes Only. The information described in this communication is provided to you "as is" and "as available" without warranties of any kind, expressed, implied, or otherwise, including but not limited to all warranties of merchantability, fitness for a particular purpose, or non-infringement.

The views, written or otherwise, expressed in the information are those of authors or speakers alone and are subject to change without notice. MFP has no obligation to the information. Any views expressed in the information are those of the authors or speakers alone and are subject to change without notice.

Such views or statements in any information do not necessarily reflect the views and opinions of MFP, its affiliates, or its employees. This information is intended for informational purposes only and should not be regarded as an offer to sell or a solicitation of an offer to buy the products or securities to which it applies. MFP makes no representations as to accuracy, completeness, timeliness, suitability or validity of any information presented herein and will not be liable for any errors, omissions, or delays in this information or any losses, injuries or damages arising from its display or use and no representation is made that any returns will be achieved through its use

NO ACTION HAS BEEN MADE OR WILL BE TAKEN IN CONNECTION HEREWITH THAT WOULD PERMIT AN OFFERING OF ANY SECURITIES OF ANY ENTITY APPEARING IN THE INFORMATION IN ANY JURISDICTION IN WHICH ACTION FOR THAT PURPOSE IS REQUIRED. NO OFFERS, SALES, RESALES OR DELIVERY OF ANY SECURITIES OR DISTRIBUTION OF ANY OFFERING MATERIAL RELATING TO ANY SECURITIES MAY BE MADE IN OR FROM ANY JURISDICTION EXCEPT IN CIRCUMSTANCES WHICH WILL RESULT IN COMPLIANCE WITH ANY APPLICABLE LAWS AND REGULATIONS AND WHICH WILL NOT IMPOSE ANY OBLIGATION ON MFP.

THE INFORMATION DOES NOT DISCLOSE ALL THE RISKS AND OTHER SIGNIFICANT ISSUES RELATED TO AN INVESTMENT IN ANY SECURITIES. THE INFORMATION IS NOT INTENDED TO BE DISTRIBUTED TO ANY INVESTOR OR PROSPECTIVE OR INVESTORS.

Information Provided May Not Be Accurate Or Complete And May Be Sourced From Third Parties. All information, whether proprietary to MFP or a third party, is provided "as is" and MFP makes no express or implied warranties, and expressly disclaims all warranties of merchantability or fitness for a particular purpose or use with respect to any information included herein. Other than disclosures relating to MFP, the information has been obtained from sources that MFP believes to be reliable, but MFP makes no representations that the information contained herein is accurate, reliable, complete, or appropriate for use by all investors in all locations.

Further, MFP does not guarantee the accuracy or completeness of information that is obtained from, or is based upon, trade and statistical services or other third-party sources. Because of the possibility of human and mechanical errors as well as other factors, MFP is not responsible for any errors or omissions in the information contained herein. MFP is not responsible for, and makes no warranties whatsoever as to, the content of any third-party web site accessed via a hyperlink contained herein and such information is not incorporated by reference.

Information Provided Is Not Indicative of Future Results. Any information on past performance contained herein is not necessarily indicative of future results. All levels, prices and spreads are historical and do not represent current market levels, prices or spreads, some or all of which may have changed. The information referenced herein or any of the results derived from any analytic tools or reports referenced herein are not intended to predict actual results and no assurances are given with respect thereto.

The value of and income from any investment may fluctuate from day to day as a result of changes in relevant economic markets (including changes in market liquidity).

No Liability. To the extent permitted by law, in no event shall MFP, nor any affiliate, nor any of their respective officers, directors, partners, employees or third party licensors have any liability, direct or indirect, including but not limited to any special, punitive, indirect, or consequential damages or any lost profits, lost revenue, loss of anticipated savings or loss of opportunity or other financial loss, even if notified or advised of the possibility of such damages or potential loss, arising from any use of the information provided herein.

No Advice. MFP and its affiliates do not provide tax, legal or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.

The information provided does not constitute investment advice or take into account the individual financial circumstances or objectives of the clients who receive it. This document is not advertising or marketing any financial investment product, service or transaction.

No Use for Valuation Purposes. No data or price information should be used for any valuation, trading, settlement, accounting purposes or other related functions.

Not Available in All Jurisdictions. Not all products or services mentioned are available in all jurisdictions. No offers, sales, resales, or delivery of any products or services described herein or any offering materials relating to any such products or services may be made in or from any jurisdiction except in circumstances which will result with compliance with any applicable laws and regulations and which will not impose any obligations on MFP.

Intellectual Property. ©2023 Monroe Financial Partners, LLC. All rights reserved. Monroe Financial Partners, LLC is a registered trademark of Monroe Financial Partners, LLC. No part of this document may be reproduced or redistributed in any manner without the prior written permission of Monroe Financial Partners, LLC.

Electronic Communications Disclosure

This message and any attachments are for the intended recipient only, and may contain information that is privileged, proprietary, confidential and/or the exclusive property of Monroe Financial Partners, LLC ("MFP"). MFP is a registered broker-dealer and registered investment adviser with the U.S. Securities and Exchange Commission ("SEC") and a member of the Financial Industry Regulatory Authority ("FINRA") and the Securities Investor Protection Corporation ("SIPC"). MFP's principal place of business is 500 W. Madison Street, Suite 450, Chicago, IL 60661. If you are not the intended recipient, please immediately delete and/or destroy all copies of this message and attachments and kindly notify the sender. Any unauthorized review, use, disclosure or distribution is prohibited.

This document is directed at institutional investors only, is not intended for retail investor use, and must not be forwarded or shared with retail investors. This communication is for general information purposes only and may constitute a solicitation derivatives business generally, only for the purposes of, and to the extent it would otherwise be subject to, CFTC Regulations 1.71 and 23.605.

This message is not intended as an offer, solicitation, or confirmation of transaction for the purchase or sale of any product or service. All market prices, data and other information are not warranted as to completeness or accuracy and are subject to change without notice. Past performance is no guarantee of future results. Investing involves risks, including the potential for principal loss. Any comments or statements in this message do not necessarily reflect those of MFP. MFP and its affiliates do not provide tax, legal or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.

MFP and its associated persons may have material interests that conflict with the interests of the recipient of this document. MFP and its respective officers, directors, partners, and employees may maintain a long or short position in, purchase or sell as market-makers, or act as advisors, brokers, or commercial and/or investment bankers in relation to any security including financial products of a companies mentioned in this document.

Any content contained herein is as of the date of this e-mail, and historical prices and values are as of the date indicated, all of which are subject to change without notice. MFP does not accept any responsibility for the contents of any electronic communication or for any delays, inaccuracies or omissions in the transmission of orders or other information to MFP and disclaims all liability to the fullest extent permitted by applicable law for any loss, damage, or delay arising from any reliance on or use of this message in any way.

This message may not be reproduced, redistributed or disseminated, without the prior written consent of MFP. MFP does not guarantee that communications transmitted electronically are secure, accurate or complete as information could be intercepted, tampered with, corrupted, lost, destroyed or delayed or could contain malicious content. Although this message and any attachments are believed to be free of any malicious content or other defect that might affect any computer system into which it is received and opened, it is the responsibility of the recipient to ensure that it is free of malicious content. By messaging with MFP, you understand and accept all risks associated with electronic communications.

Any electronic communication conducted within or through MFP's systems is subject to monitoring, review, retention and external production in order to comply with relevant laws, regulations and regulatory requests, for risk management or operational purposes; may be stored; and will be treated in accordance with MFP's policies and applicable laws and regulations. Please notify sender or, if available, use the unsubscribe function if you do not wish to receive further similar emails.

For important disclosures related to materials prepared by MFP Sales and Trading personnel as well as product or country-specific disclosures please refer to https://www.monroefp.net/regulatory-disclosures  and the privacy policy available at https://www.monroefp.net/privacy-policy.